The Disney Rewards Visa - Worth Applying For?

2010-05-25T03:40:00.000-07:00

There is no uncertainty in my mind that Walt Disney would be really proud of his corporation nowadays. They have held real to their core ideals and continue to offer family-friendly entertainment in every and all shapes and sizes. From Mickey Mouse, to Winnie The Pooh, to The Princess & The Frog… their particular films pursue onwards to be of the best caliber.

Disney World has grown into an unparalleled 47 square mile urban center. However, is actually Disney charge card truly a great way to purchase their products? Let’s find out now...

Disney Credit card Assessment

Currently there are many charge cards on the market which offer decent returns. Most of them compliment a specific audience. The Disney Visa is usually marketed towards family members and pals with the business.

Credit card Category

It is a Visa Platinum charge card that is issued by Chase Bank.

Interest Rate

The annual percentage rate on this credit card can appear to be very good. These items can change without notice but when I looked at, it varied between 13.24% and 16.24% - the complete percent in that range depends upon the applicant’s credit history.

Annual Fee

None whatsoever

Returns

Certainly this is usually why you are searching for the card in the first place. You are looking to earn the maximum rewards attainable in order to make your Disney outings and merchandise purchases less expensive. But can this card actually give you anything above normal? We will see…

Disney Dream Reward Dollars – these are bucks you acquire which can be utilized towards most Disney buys, be that a Finding Nemo DVD from their store or a stay at one of their particular resorts. When I viewed the official page for the Disney plastic card application, I in fact found it complicated to know and to recognize exactly how these work. There was all types of generic statements like "Apply Now & Save" yet they aren’t specifically obvious in indicating how these Dream Reward Dollars work.

Upon examining the real fine print regarding the Disney Visa Credit Card, at the bottom of the article, I discovered they offer one of these Dream Dollars per $100 in net buys. I have to admit that its not a whacking great amount but it comes as no real surprise either. That’s merely a 1% rebate and as I’m sure you are conscious, there are many different charge cards offering this level of refund.

Not too much to get excited about there then!

The Actual Benefits

Appearing that they merely give a 1% discount, I was expecting there would be some different gains to replace for the potential rewards. While it’s a fact there are a few advantages with the card, I really don't feel they are excessively amazing. For example, they say it supplies a 10% off at "pick eating areas" within Disneyland, but after reading the fine print (again), seemingly this doesn’t apply to Disney World (which is where most of us go).

The one advantage I personally really appreciated was the free of charge stroller rentals - excellent for smaller kids, but again, this solely applies to Disneyland unfortunately.

Bottom line

It’s not that Disney charge card isn't good, it’s just that the returns may not make sense for all.

I must say though the Annual Percentage Rates seem very reasonable, so I applaud them for undertaking that.

If you live in California and regularly visit Disneyland rather than Disney World, then this charge card could very well be a smart choice since this is where most of the theme park advantages apply. If not, I do not really see the point in applying for the Disney Rewards Visa since it only gives you 1% back on your spending.

Having said that however, if you love the Disney characters then you WILL love the Disney credit card - the designs are simply gorgeous!